MY FRIEND IS A FUCKING DUMBASS!

I asked him to borrow me 2PLN. He sent it through Paypal, but I only got 1,14PLN. Why? Because he chose that he is paying for goods or services. Why? I quote “because when I chose friends and family it told me I will pay 0.86 more”, COMPLETELY IGNORING THAT IT SAYS IT’S FOR CREDIT CARD ONLY AND IT’S FREE WHEN USING WHAT HE ALREADY HAS THERE