My mom works in a bank, one that is not in a messed up financial situation. They can afford to hire good staff, right? Yup. Who do they hire? Old retired people that want to get some more money. Why? Because they don’t have to pay them the minimal wage, it can be less. And on top of that, they don’t have to pay as much social stuff for them (healthcare and retirement fund). It’s like that in my whole city and in quite a big part of Poland. And it’s in many more jobs like that.